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The Best Fleece Lined Rain Jackets

The Best Fleece Lined Rain Jackets

There's nothing like a fleece-lined rain jacket to keep you warm and dry during a downpour or a storm. Not only do such jackets provide excellent protection from rain, but they also offer superior warmth and comfort, making them a must-have for anyone who spends a lot of time outdoors. Read on to learn about the many benefits of owning a fleece-lined jacket and discover how to choose the right one for your needs.

What Are the Benefits of a Fleece-Lined Rain Jacket?

A fleece-lined rain jacket provides the protection of a waterproof outer shell with the comfort and warmth of a fleece lining. This makes it a versatile jacket that can be worn in cool rainy weather or during active outdoor pursuits in cold conditions. There are several key benefits that make this jacket a useful piece of outdoor gear.

How does a fleece lining enhance warmth?

The fleece lining creates an insulating layer that traps body heat close to the body. Fleece is an effective insulator because the fibers create small air pockets that retain heat. A rain jacket on its own may be waterproof but often lacks warmth. The addition of the fleece lining helps retain warmth by preventing body heat from escaping through the jacket.

The thickness of the fleece can vary as well. A thinner microfleece lining provides some warmth and breathability, while heavier Sherpa or quilted fleece linings provide more insulation for colder weather. Having a fleece liner allows the jacket to be worn in a wider range of temperatures compared to an unlined rain jacket.

How do fleece-lined rain jackets resist water?

The outer layer of a fleece-lined rain jacket is made of a waterproof fabric such as nylon, polyester or vinyl. The seams are sealed to prevent moisture from seeping through. Storm flaps cover the zippers to keep rain out.

While the fleece liner provides warmth, it is not water-resistant. That's why the outer layer is designed to form a protective barrier that keeps the inner fleece lining dry. Without the waterproof outer shell, the fleece would become saturated and unable to retain warmth. The combination forms a rain jacket that is both water-resistant and warm.

Why a fleece-lined rain jacket is beneficial for outdoor activities

A fleece-lined rain jacket is ideal for activities like hiking, skiing, snowboarding or even walking the dog on a rainy day. The main benefit is you can wear a single jacket without needing to layer on bulky sweaters or sweatshirts underneath when it's cold and wet out.

The fleece lining helps regulate body temperature during aerobic activities. As you heat up, it wicks away sweat while still retaining warmth after you cool down. For chilly early morning hikes, the fleece lining keeps you warm when you're still warming up and moving slowly.

The waterproof outer shell provides protection from wind and rain during active pursuits. It keeps you dry without needing to wear a separate waterproof top layer. Having both layers integrated means you remain protected from the elements while avoiding overheating or chafing from multiple layers.

The jacket is also breathable, which is important during physical exertion. Many rain jackets trap heat and allow condensation to build up inside. Fleece-lined versions allow perspiration to escape so you can avoid that clammy feeling.

Having warmth, weather protection and breathability makes this a jacket suitable for everything from camping to climbing and all activities in between.

When choosing a fleece-lined rain jacket, look for tops with zippered underarm vents, adjustable hoods and Velcro storm cuffs to fine-tune ventilation and weather protection. Waterproof zippers and taped interior seams also prevent moisture from seeping through.

For cold-weather pursuits, look for thick Sherpa or quilted fleece liners. For warmer climates or highly aerobic activities, a thinner microfleece lining provides enough warmth without overheating.

Compared to wearing a separate rain jacket and insulation layers, a fleece-lined rain jacket provides better mobility, convenience and comfort. The integration of waterproof, breathable and warm materials makes it ideal for active outdoor use in wet weather.

How to Choose the Best Warm Storm Rain Jacket

When shopping for a warm storm rain jacket, there are several key features to consider so you can find the right jacket to keep you dry and comfortable in cold, wet weather. Pay attention to the waterproof rating, insulation type, hood design, pockets, length and special features when comparing different jackets.

What features should you look for in a warm storm rain jacket?

When shopping for a fleece-lined rain jacket, be sure to look for the following features:

  • Waterproof Rating: A waterproof rating of 10,000mm or higher is best for heavy rain. 20,000mm is ideal for extreme wet weather. The higher the rating, the more water-resistant the jacket.
  • Insulation Type: Fleece linings add warmth and coziness without adding a lot of weight.
  • Hood Design: Look for a hood that is adjustable and large enough to fit over a helmet. Detachable hoods offer versatility.
  • Pockets: Multiple exterior and interior pockets allow you to store gear and safely warm your hands. Look for zippered or Velcro closures.
  • Length: Hip or thigh-length jackets provide more coverage and warmth than waist-length options.
  • Special Features: Some jackets have underarm zip vents, adjustable Velcro cuffs, chin guards and other features to customize warmth and weather protection.

How to differentiate between different types of warm storm rain jackets

Softshell vs Hardshell

Softshell jackets are stretchy, breathable and comfortable for highly aerobic activities. Hardshells are less breathable but more waterproof and durable.

Insulated vs Non-Insulated

Insulated jackets have down, synthetic fills or fleece lining for warmth. Non-insulated options rely on a waterproof outer layer to block wind and rain.

Storm Flaps vs Waterproof Zippers

Storm flaps over the front zipper add weather protection. Waterproof zippers seal out moisture when fully closed.

2-Layer vs 3-Layer Construction

2-layer jackets have an outer face fabric, waterproof membrane and inner lining. 3-layer jackets add a protective inner scrim layer.

What materials are best for warm storm rain jackets?

The optimal outer shell fabric for a rain jacket that will keep you warm even in stormy weather is a lightweight, abrasion-resistant synthetic material that dries quickly. One material that fits this description is Gore-Tex. Gore-Tex uses an advanced ePTFE membrane that is both completely waterproof and highly breathable, a winning combination for staying dry without getting clammy.

For insulation, a synthetic fill like PrimaLoft is an excellent choice for a rain jacket you can rely on even in wet conditions. PrimaLoft retains almost all of its insulating properties when wet, and it is also vegan-friendly. An inner fleece lining adds light warmth while maintaining breathability.

With Gore-Tex on the outside, PrimaLoft insulation in the middle and fleece on the inside, you'll have a jacket that will keep you toasty even through the worst downpours this season.

How to find the right fit for your jacket

Trying on a rain jacket isn't like testing out a T-shirt — you need make sure you have room for all the layers you'll need to stay warm and dry on a stormy day. When shopping for a fleece-lined rain jacket, try on the jacket while wearing similar layers you would wear in stormy weather. Make sure you have room to move freely.

Look for adjustable cuffs, hem tighteners and hood cinches to customize the fit. Belted waists also allow you to tailor the silhouette.

Check the sleeve length by extending your arms. The sleeves should cover your wrists completely. For maximum coverage from wind and rain, choose a hip or thigh-length jacket. If you're planning to layer heavily underneath, size up so the jacket does not feel too tight or restrictive.

Layering With a Fleece-Lined Rain Jacket

A fleece-lined rain jacket can be a versatile piece to have in your closet. The fleece lining makes it warm enough to wear in cooler weather, while the waterproof exterior protects you from the rain. With some thoughtful layering, a fleece-lined jacket can take you through much of the year.

The key to successfully layering with a fleece-lined jacket is wearing pieces that provide warmth without bulk. Choosing moisture-wicking fabrics closest to your skin, topped with thin insulating layers, helps regulate body temperature. Let's look at how to layer for different weather conditions.

Cool Fall Days

When temperatures are in the 50s to low 60s, a fleece-lined rain jacket may be plenty warm on its own. For extra comfort, layer a long sleeve T-shirt or light sweater underneath. Moisture-wicking fabrics like Merino wool or synthetic blends work well to keep you dry if you start to warm up.

Chilly Winter Weather

As the temperature drops into the 30s and 40s, your fleece-lined jacket may need some extra layers underneath. Start with a long sleeve base layer top made of Merino wool or polyester. Over that, add a down or synthetic insulated vest. The extra core warmth from the vest makes a big difference. On your legs, thermal leggings under pants will provide insulation.

In Below Freezing Cold

When the temperature plummets below freezing, a fleece jacket liner still provides warmth, but you'll want to add multiple layers to prevent heat loss. Wear long underwear or base layer leggings and a Merino wool top as your first layer. Over that, add thick insulating layers like a down or synthetic puffer jacket and fleece-lined pants. Accessories like gloves, a beanie, Merino wool socks and scarf make a big difference too.

Wet Winter Weather

For rainy or snowy winter weather under 50 degrees Fahrenheit, the fleece-lined rain jacket will provide protection from precipitation. Focus your layering on keeping your core and extremities warm.

Choose a moisture-wicking base layer top and leggings to keep moisture away from your skin. Add an insulating mid-layer like a down vest or synthetic insulated jacket that you can add or remove as temperatures fluctuate. Look for pieces with zippers, snaps and drawcords that allow you to vent and adjust for comfort. Warm gloves and a knit hat that covers the ears also help you retain body heat when it's wet.

Athletic fleece-lined rain jackets offer stretch for a better range of motion. They work well for casual use, hiking and outdoor activities. For colder and wetter weather, look for layered jackets with both interior fleece and insulation. Additional jacket layers can be removed to adjust warmth and dryness.

With the right layers underneath, a fleece-lined rain jacket is a versatile 3-season piece. Pay attention to your activity level and add or remove layers as needed for your comfort. Choose quick-drying moisture-wicking fabrics next to skin and thin insulated layers in cold weather. With some thoughtful preparation, you can stay warm, dry and comfortable all year long.

How to Care for Your Fleece-Lined Rain Jacket

If you want your warm storm rain jacket to last as long as possible, you'll need to take care of it. The fleece lining and waterproof outer shell require special maintenance to ensure they don't get damaged.

Washing and Drying Practices

A fleece-lined rain jacket requires more care than a basic rain jacket to keep the fleece lining clean, dry and undamaged. Follow these best practices when washing and drying your jacket:

  1. Wash the jacket every few months or whenever it gets dirty. Oil, dirt and sweat can break down the fleece and durable water-repellent (DWR) coating over time. Set the washing machine on a gentle cycle with cold water. Warm or hot water can cause the fleece to pill or shrink.
  2. Use a mild liquid detergent, not powder detergent. Powder detergent can get trapped in the fleece lining and be difficult to fully rinse out.
  3. Always zip up the jacket fully before washing. This prevents the fleece lining from bunching up and maintains the shape of the jacket while ensuring the zipper doesn't catch and pull on any fabric.
  4. Do not use fabric softener or dryer sheets when washing fleece. The waxy coating can attach to the fleece fibers and reduce the jacket's ability to insulate.
  5. Tumble dry on low heat. High heat can damage the fleece lining. To speed up drying time, use tennis balls in the dryer. They will fluff up the fleece lining as it tumbles.
  6. Avoid hanging your fleece-lined jacket up to air dry. The fleece lining holds a lot of water when wet and can stretch out the jacket. Tumble drying is best to avoid misshaping.
  7. When the jacket is done drying, take it out of the dryer immediately. Leaving the jacket to sit can cause wrinkles in the lining that are difficult to remove.

Proper Storage

Storing your fleece-lined rain jacket properly between uses will help prevent damage. Use these tips to keep your outdoor gear in good shape:

  • Always hang your jacket up by the loop in the collar, never by the zipper or a snap. Hanging by the hardware can damage it or misalign the zipper over time.
  • Use wide, rounded coat hangers. Wire or thin hangers can poke at the fleece and create snags.
  • Keep the jacket in a closet or storage area. Do not store it in places like the garage where dirt, dust or bugs can get to it.
  • Avoid folding or tightly rolling the jacket for storage. Fleeces can be prone to creasing if folded the same way repeatedly.
  • Store in a breathable garment bag if putting the jacket away out of season. This protects from dust but avoids trapping musty smells.
  • Keep away from direct heat and sunlight, which can damage the fleece fibers over time.
  • Wash your jacket before storing it long-term. Body oils, dirt and stains left on the jacket can set in over time.


Like any jacket, a fleece-lined rain jacket can develop small tears and holes over time. Catching repairs early keeps your jacket looking and functioning at its best.

  • Inspect zippers, snaps, Velcro and pocket edges for small holes. These high-abrasion areas tend to tear first.
  • Use a garment shaver every few months. This removes pills and fuzz on the fleece to prevent snagging and holes.
  • Patch small holes in the outer shell using an adhesive patch kit made for synthetic fabrics.
  • Use a needle and thread to sew closed small holes in the fleece lining. Be sure to use a matching thread color.
  • For broken zippers or snaps, larger holes or seam issues, bring your jacket to a tailor for professional repair. This costs more but provides quality, long-term fixes.
  • Wash the jacket after any repairs. This ensures adhesive patches and seam work are set and helps redistribute the fill.

How to Prolong the Life of Your Jacket

With proper care and storage practices, you can get many seasons of wear from a high-quality rain jacket. Here are some additional tips to prolong its lifespan:

  1. Spot clean after light wear to prevent stains or dirt buildup. Use a damp cloth with mild detergent and dab at soiled areas.
  2. Apply a DWR spray once or twice per season. This rejuvenates the water resistance of your jacket.
  3. Limit direct heat exposure. Do not leave your jacket sitting in a hot car or drape it over radiators.
  4. Rinse your jacket out thoroughly after wearing in saltwater. Salt can degrade both the shell and lining over time.
  5. Avoid overstuffing pockets. Carry only essentials to reduce stretching and tearing of interior linings.
  6. Always hang up your jacket after wear. Leaving it wadded on the floor stresses materials in ways they are not designed for.
  7. Invest in professional cleaning every few years. They can re-treat water-repellent finishes, reshape fleece and make repairs you didn't know you needed.

With regular care and maintenance, a high-quality fleece-lined rain jacket can provide comfortable, dry performance for many seasons of adventures ahead!

Why Choose Stio for Fleece-Lined Rain Jackets?

When heading outdoors in cold, wet weather conditions, having the right rain jacket can make all the difference in staying warm, dry and comfortable. Fleece-lined rain jackets provide an extra layer of insulation to retain body heat, while a waterproof outer shell blocks wind and moisture.

As a top-rated outdoor apparel company, Stio offers a versatile selection of technical rain jackets designed specifically for active pursuits in the mountains, forests and seas. Our fleece-lined jackets stand out for their thoughtful designs optimized for freedom of movement, versatility and protection across changing weather.

Here are some top reasons to choose Stio for your next fleece-lined rain jacket:

  • Innovative 3-Layer Construction: Stio's proprietary 3-layer construction combines a breathable, waterproof-breathable membrane between an abrasion-resistant outer face fabric and a soft, quick-drying fleece backer. This creates an air-permeable "microclimate" to vent excess heat and moisture for superior comfort and temperature regulation compared to standard 2-layer rain jackets.
  • Practical Features for Outdoor Pursuits: Our rain jackets incorporate useful details for hiking, climbing, paddling and other everyday adventures. These include helmet-compatible hoods, adjustable cuffs and hems, zippered pockets, media ports for headphone cords and carabiner loops for attaching gear. The clean, streamlined designs move easily without limiting mobility.
  • Durable Waterproof Fabrics: Constructed using proprietary waterproof-breathable face fabrics, Stio jackets maintain reliable water and wind resistance while enabling internal water vapor to escape. Most styles use a 30D plain weave exterior that balances abrasion resistance and light weight. Critical seams are fully taped for watertight protection.
  • Extended Sizing: Stio rain jackets come in an expanded range of men's and women's sizes from XS to XXL to accommodate more body types. The articulated patterns and gusseted construction further enhance the jackets' ability to fit and move with the natural shape of the body.

When selecting a technical fleece-lined rain jacket for cold weather activity, Stio offers an appealing balance of waterproof storm protection, breathable comfort, practical features, durability and style. Our unique 3-layer construction and strategic fleece placement make our rain jackets excellent at balancing wet weather protection with temperature and moisture management during aerobic activity.

Stio rain jackets are a wise investment for every cold, wet, active adventure.

Shop Stio's selection of men's fleece and women's fleece, as well as our men's rainwear and women's rainwear.

FAQs About Fleece-Lined Jackets

What are the benefits of a fleece-lined jacket?

A fleece lining provides extra insulation to retain body heat. This makes fleece-lined rain jackets much warmer than regular rain jackets. The fleece is also soft against your skin for added comfort. The outer shell repels rain, wind and snow, while allowing some breathability so you don't overheat. Fleece-lined jackets are great for outdoor activities like hiking, camping, fishing and walking on cold, wet days.

What features should I look for?

Look for the following features in a fleece lined rain jacket:

  • Waterproof and breathable membranes like Gore-Tex
  • Storm flaps over the zippers
  • Hoods that are adjustable and helmet compatible
  • Zippered pockets
  • Inner storm cuffs on sleeves
  • Drawcords to seal out wind
  • Venting zippers to prevent overheating

These features enhance the weather protection and breathability of the jacket.

Can you machine wash and dry fleece-lined jackets?

Check the care tag on your jacket. Most fleece-lined rain jackets can be machine washed in cold water on a gentle cycle. Tumble dry on low. Do not wash with harsh detergents or bleach. You can also re-waterproof the outer shell using wash-in treatments like Nikwax TX-Direct. Take care not to damage the fleece lining when washing.

Are fleece-lined jackets good for layering?

Yes, the fleece lining helps hold additional insulation like sweaters or puffy jackets close to your body. The outer shell still fits trimly over top. For cold-weather pursuits like skiing or snowboarding, layer a fleece jacket or hoodie under your fleece-lined rain jacket. Add long underwear and a helmet-compatible hood for full storm protection.

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